FAQ
Broker is a peer to peer lending market on Robinhood Chain. Borrowers lock tokenized stock as collateral and take a loan in ETH or USDG. Lenders post offers with their own rate, term and collateral rules, and earn interest when someone borrows.
Deposit your stock tokens, pick an open offer that accepts them, choose how much to borrow and how much stock to lock. Your stock moves into escrow and the ETH or USDG lands in your balance straight away, ready to withdraw.
Deposit ETH or USDG, then post an offer: the amount, the APR, the term in days, which stocks you accept and the max and liquidation LTV for them. The funds sit in escrow until a borrower takes the offer, and you can cancel whatever has not been borrowed yet.
Any tokenized stock listed on Robinhood Chain that the lender has chosen to accept. Each offer shows its own list, so check it before you deposit.
ETH and USDG. Stock tokens are collateral only, they cannot be lent.
Loan to value is your debt divided by the market value of your collateral. Every offer sets a max LTV, the most you can borrow against your stock, and a higher liquidation LTV. Borrowing below the max leaves room for the price to move.
In two cases. If your LTV reaches the lender's liquidation level on a live price, or if the term ends and the loan is still unpaid. In both cases your locked stock goes to the lender and the loan closes.
Yes, any time. You pay the principal plus the interest built up so far, and your collateral is released to your balance in the same step.
Simple interest on the principal at the offer's APR, counted by the second from the moment the loan opens and rounded up. There is no compounding.
Opening an offer and taking a loan are free. Any protocol fee is a share of the interest the lender earns, never a charge on the principal, and it is shown before you post.
Broker is custodial. Every deposit goes to one Broker treasury wallet on Robinhood Chain and balances are tracked in a ledger, with payouts signed by that treasury. Only deposit what you are comfortable holding with a custodial service.
You send tokens from your own wallet to the treasury and they are credited after two confirmations. Withdrawals always pay out to the wallet that owns the balance, never to another address, so a stolen session cannot redirect your funds.
Stock prices come from a live market feed that runs on weekdays. When a quote is stale or a ticker is halted, new loans against that stock pause, and nothing is liquidated on a stale price. Loans resume once it trades again.
Any browser wallet on Robinhood Chain, such as MetaMask or Rabby. Broker lists every wallet installed in your browser and you choose which one to use. Signing in is a free signature, not a transaction.
Follow and message Broker on X at @TryBroker_.